sample household monthly budget planner spreadsheet

SAMPLE HOUSEHOLD MONTHLY BUDGET PLANNER SPREADSHEET HOW TO

All this means is that you need to write down how much money you bring home every month. The easiest way to create a family budget is to simply start with what you know.

SAMPLE HOUSEHOLD MONTHLY BUDGET PLANNER SPREADSHEET HOW TO

Just save a little from each paycheck to cover the cost when it arises.įor more information on how to successfully save for annual, bi-annual, or quarterly payments ― check out this post. I recommend this method for anyone who struggles to come up with car insurance premiums, homeowners insurance, etc. This way when the bill comes, we have the money to pay it. Our monthly income fluctuates, but our bottom line income number is $2800 per month.įor things like our vehicle taxes and emergency funds, we created separate savings accounts with Capital One 360 so we can divide the total amount by the number of paychecks and have them automatically directed to one of those accounts.

Our Family Budget Example for a Family of 4 Some of the most common household expenses may include the following:Ĭheck out this post for a more extensive list and tips on tracking your household expenses. This will be helpful when creating your own family budget. A great tool to learn how to successfully budget is the LAAB Budget Binder.īefore we get started, let’s go over some typical household expenses that you may have. You just have to adjust your numbers and spend money based on your priorities and your needs. Just know that you don’t have to make a huge income to make a family budget work for you. Take into consideration the cost of living in your area and make adjustments where necessary.

With that said, take what you can from this sample family budget and use it to create your own. We’re fortunate to have a mortgage payment that’s way cheaper than the one-bedroom apartment we lived in back in 2009 (I know, crazy right?!). We live in the south, just about 20 to 30 minutes from our state’s capital and major downtown city. In this family budget example, you’ll see exactly how we manage to create a budget for a family of 4. And when I say realistic, I’m talking about folks that are struggling to find the balance between saving and paying off debt. Many folks I work with struggle to create their own budget because there aren’t that many monthly budget examples available that are actually realistic. Today I’m sharing this sample family budget (which is actually our REAL family budget).

Sample household monthly budget planner spreadsheet